Dividend is actually to divide the money in your fund account into two parts, one part is dividend, and the other part is the original total amount MINUS the remaining part of dividend, and stay in the fund account.

There are two options to deal with your dividends (generally a small part, such as only 1%), one is to reinvest the dividends, and the other is to pay dividends in cash. Dividend is to give you a little discount.

For example, if you reinvest the dividend, you will buy the fund again. There is no subscription fee for this part of the bonus fund, so it saves a little subscription fee.

The second is cash dividend, that is, directly transfer the dividend to the bank account associated with your fund account. The advantage of this method is that there is no redemption fee for this part of the money, that is, a little redemption fee is saved, which is a discount.

In fact, these two concessions are a little bit. For example, a fund of 10,000 yuan may only be deposited in 30 yuan, rarely.

The only discount is to save the handling fee (subscription fee, redemption fee).

To put it bluntly, dividend is to divide the money in the left pocket into two parts, then put one part back in the left pocket and the other part in the right pocket. Your total amount is basically the same. The reason why there is basically no change is because there is still a little bit left, just a little bit, a little bit of handling fee, that's all.

I type my own words. To put it bluntly, dividends have nothing to do with the realization of the fund and can be completely ignored.