Advantages: 1, convenient, Licaitong does not need to open another account when purchasing funds, as long as it passes the identity authentication on WeChat; 2. The number is large, and the number of financial platform funds is large, so investors can choose according to their needs.

Disadvantages: 1, the handling fee is relatively expensive, the subscription fee of the wealth management fund is 30% off, and some fund sales platforms1; 2. The data update is not timely, and the data update of Licaitong Fund is slow. It will take several trading days for the redemption fund to arrive.