Choosing a fund depends on your risk preference, capital use and investment purpose to judge what type of fund is suitable for. According to the properties of funds with different purposes, we can judge whether to pay more attention to the investment function or the savings function, and choose the corresponding products.

If it is for the purpose of investment and has high risk tolerance, you can consider allocating more stock funds; And if the risk tolerance is average, consider diversified allocation of stable hybrid funds; If the risk tolerance is low, you can consider allocating more bond funds. If it is for the purpose of compulsory savings, you can consider fixed investment.