For a long time, China's social security fund has a single investment channel, and usually only relies on the interest income deposited in banks or purchased government bonds to maintain and increase its value.

Social security funds can also be used for bonds, funds, stocks and other investments. If you want to invest in stocks, the proportion of social security funds investing in stocks should be controlled below 30% and never exceed 40%.

Judging from the current situation, the capital market return of social security funds is not ideal, which is slightly higher than the investment deposit interest rate of banks and far lower than the investment return rate of foreign social security funds!