At present, the seven-day annualized rate of return of Yu 'ebao is 2.0280%, the daily interest = 300000 * 2.0280%/365 ≈16.66 yuan, and the annual income =300000*2.0280%≈6084 yuan.
The 7-day annualized rate of return of Yu 'ebao may change every day, so this income is not fixed, and the actual interest paid by Yu 'ebao shall prevail.
With the balance of 300,000 yuan, the interest rate is still not as high as the bank's regular interest rate, but it is still higher than the bank's current interest rate. Moreover, its funds are very flexible and can be withdrawn at any time to pay for consumption at any time. In essence, Yu 'ebao invests in money funds, but the income of money funds is different from that of other funds. Money funds have income every day, and the risk of investing in money funds is also very small.
It should be noted that after the deposit of Yu 'ebao funds, it will not generate income immediately. After buying, you need to confirm the buying share the next day and generate income on the third day. If it is a holiday or weekend, it will be postponed to Monday and after the holiday.
Yu 'ebao is connected with Yu 'ebao Monetary Fund under Tian Hong Fund, which is simple to operate, low in threshold and free of handling fee. In addition to the financial management function, Yu 'ebao can also be directly used for shopping, transfer, payment, repayment and other consumer payments. It is a cash management tool in the era of mobile Internet. Yu 'ebao is still the largest monetary fund in China.
2065438+On May 3rd, 2008, Yu 'ebao newly accessed two money fund products, namely "Boss Cash Income Currency A" and "China-Europe Rolling Qian Bao Currency A", which are owned by Boss and China-Europe Fund Company.
Yu 'ebao is a balance value-added service created by Alipay, a third-party payment platform. The regular customer service telephone number of Yu 'ebao is 40000-5342 1 (Tian Hong Fund Company) or 95 188. Through Yu 'ebao, users can not only get higher income, but also pay and transfer money at any time. Users can purchase wealth management products such as funds directly on Alipay website, and get relatively higher income. At the same time, the funds in Yu 'ebao can also be used for online shopping, Alipay transfer and other payment functions at any time.
The funds transferred to Yu 'ebao shall be confirmed by the fund company on the second working day, and the income shall be calculated for the confirmed share. The advantage of Yu 'ebao is that the funds transferred to Yu 'ebao can not only get higher returns, but also be paid at any time, which is flexible and convenient.
Yu 'ebao is a balance appreciation service launched by Alipay for individual users. You can get a certain income by transferring money to Yu 'ebao. Support Alipay account balance payment, savings card (including one card) funds transfer fast payment. # There is no handling fee at present. Through the "balance treasure", users can not only get the "interest" of the remaining funds in Alipay, but also get higher income than the interest of bank demand deposits. According to its official introduction, in 20 12 years, the interest of current savings of 654.38+10,000 yuan is 350 yuan/year, and the income of Yu 'ebao can exceed 4,000 yuan/year.
Yu 'ebao can be directly used for shopping, but Licaitong can't, unless you transfer it to the bank card first. There is little difference in transfer-in and transfer-out amount, times and arrival time. , and constantly adjust in different periods and under different operating conditions (capital scale, cooperative banks, different bank card bindings, etc.). ); However, Licaitong is more attractive than Yu 'ebao in terms of transferring income anytime and anywhere, because the frequency of opening WeChat every day is much higher than Alipay wallet.