When applying for fund business, individual customers must fill out a questionnaire to evaluate their risk tolerance. The default validity period of risk rating evaluation results is one year, and it can be re-evaluated according to the change of risk tolerance. After the expiration, the risk rating assessment needs to be reassessed. You can evaluate the fund risk through the counter, personal online banking or personal banking.

Method of risk assessment of personal operating fund: log in to personal operating fund, click "Investment → Fund → Fund Management → Risk Tolerance Assessment", and follow the prompts on the page.

Risk assessment method for operating funds of personal online banking: log in to personal online banking, click "Investment → Funds → Account Management → Risk Assessment", and follow the prompts on the page.