Xingye Steady Tianying Currency A is a monetary fund issued by Xingye Fund Company and sold in Alipay. The expected rate of return of Societe Generale's stable currency A has exceeded Yu 'ebao. So, is Societe Generale's stable and profitable currency safe? Today, I will briefly analyze it from three aspects, and I am interested in reading further.

Is Societe Generale's money a safe?

First of all, from the perspective of risk rating.

The product page shows that Societe Generale's stable Tianying currency A has a low risk rating. As a monetary fund, Societe Generale's stable income currency A does not guarantee the minimum expected income, and the expected income of the fund changes every day.

Money fund is the lowest risk of all funds, and its security can be reassuring. If there are no special circumstances such as bond default and user run, the money fund will not lose money.

Second, from the perspective of investment scope.

Xingye stable Tianying currency A mainly invests in bank deposits and short-term bonds such as national debt and central bank bills. These investment products are expected to have stable returns, high safety and low possibility of losses, so the safety of Xingye's stable Tianying currency A is guaranteed.

Third, from the perspective of historical expected returns.

Xingye Wentianying Currency A was established in July 2065438+2006. During these two years, its performance was excellent, and the average annualized expected income in the past two years was 34/497 among its peers. In 20 18 years, its expected rate of return has remained above, and its performance is very stable.

Through the analysis of the above three aspects, we can see that the security of Societe Generale's stable and profitable currency A is relatively high. As a money fund, although it is not guaranteed, the investment risk is actually very low!