First, the significance of fund net value estimation
First of all, we need to understand the significance of fund net worth estimation. The estimation of fund net value is the estimated value of fund unit net assets calculated by the fund manager according to the market conditions of securities, cash and other assets held in the fund portfolio. Investors can know the changes in the value of the funds they invest in and the possible benefits by estimating the net value of the funds.
Second, the reasons for stopping the estimation of net worth.
Funds usually stop estimating their net worth for the following reasons:
1. Major events. If some securities held in the fund's portfolio have significant bad news, it may lead to a sharp drop in the fund's net value. At this time, the Fund may suspend the net value estimation to avoid panic redemption by investors and damage the interests of long-term investors.
2. Internal situation of the fund company. If a major event occurs in a fund company, it may cause the fund manager to be unable to accurately estimate the net value of the fund and suspend the net value estimation to protect the interests of investors.
3. Market risk. If the market fluctuates greatly, which leads to the unstable value of the fund portfolio, the regulatory authorities may require the fund company to suspend the net value estimation to avoid excessive panic redemption by investors.
Third, the impact on investors.
If the fund stops estimating the net value, it will bring inconvenience and uncertainty to investors. Investors can't know the estimated net value and possible income of their own funds in time, which makes investment decisions troubled. At the same time, the fund's cessation of net worth estimation may also trigger panic redemption of investors, which will have a greater impact on the fund's investment portfolio.
Four, how to deal with the fund to stop the net estimate?
Investors need to be rational when the fund stops estimating the net value, know the reasons and progress of the fund's stopping estimating the net value in time, and make reasonable investment decisions according to their own actual situation. At the same time, investors can also choose relatively stable fund products to reduce the risk of fund investment.