According to the annual income of 5%, the total market value is about 8000 yuan after 3 years, and the total profit is about 1 1%!
If you are a fixed investment fund, why not choose a stock fund? And your investment time is a little short, and the income will not be very high!
I want to ask you some questions:
1. How much do you want to invest?
2. How long can your capital investment period be?
3. What is your expectation of income?
If we solve these problems, we will find investment products that can achieve our goals.
If you are investing now for your future pension, it is strongly recommended that you invest in stock funds and choose "dividend reinvestment" as the dividend distribution method, and invest 10 years, 20 years or even longer, so that the effect is more obvious!
Good luck!