The bank's one-year deposit interest rate in dollars is less than one yuan. Details of the one-year deposit interest rate are as follows:

1, the one-year deposit rate of China Bank is 0.7500%;

2. ICBC's one-year deposit interest rate of USD is 0.8000%;

3. China Merchants Bank's one-year deposit interest rate of USD is 0.7000%;

4. The one-year deposit rate of CCB USD is 0.8000%.

In addition, bank outlets should be based on the interest rate of local outlets.

Extended data

How to deposit, the interest can be higher?

I. Time deposit

The interest rates of fixed deposits and linked deposits of banks are: one-year interest rate 1.75%, two-year interest rate 2.25% and three-year interest rate 2.75%. Some commercial banks and joint-stock banks have higher interest rates, and the five-year interest rate can reach 3.2%. The threshold for time deposits is low. As long as 50 yuan starts, the risk is low. % For example, 60,000 yuan is saved five years in advance, with an average of 65,438+per year.

Second, private smart deposits.

Smart deposit is a product issued by commercial banks, with a minimum deposit threshold of 50, a maximum one-year interest rate of 5 deposits and a maximum one-year deposit rate of 4.5%. This is low risk, guaranteed capital and interest. If the product with an annual interest rate of 4.5% is deposited, the expected income after the maturity of 60,000 yuan is 2, and the total income of 700 yuan in five years is13,500 yuan.

time deposit

starting procedure

1. Open a fixed all-in-one account at the counter;

2. Apply for opening VIP version at the counter;

3. Associate the term all-in-one account with online banking;

4. If you want to handle the business of lump-sum withdrawal or renewal of education savings in online banking, you need to open a lump-sum withdrawal or education savings account at the counter and associate it with online banking, and you can renew it in online banking only after agreeing with the bank on the monthly deposit amount and deposit term;

If you want to deposit and withdraw interest in online banking, you need to open a deposit and withdrawal account (demand deposit) at the counter before you can deposit and withdraw interest in online banking.

Lump sum deposit and withdrawal: the principal is deposited in one lump sum, and the principal and interest are withdrawn in one lump sum at maturity.

Fixed deposit and two conveniences: the principal is deposited in one lump sum, with no specified deposit period, and the principal and interest can only be withdrawn in one lump sum, without the need.

Deposit principal and interest: deposit the principal in one lump sum, withdraw the interest by stages, and withdraw the principal at maturity.

Second, the ranking of bank deposit interest rates at home and abroad?

Among foreign banks, uob has a higher interest rate on US dollar deposits.

The interest rate of one-year US dollar time deposit in some foreign banks has reached more than 3%. For example, the annual interest rate of uob 13-month US dollar time deposit is 3. 18%, and the one-year US dollar time deposit rate of Bank of East Asia is as high as 3. 1%. On the whole, some Chinese banks and foreign banks have higher interest rates on US dollar deposits. It should be noted that there may be a difference between the deposit interest rate announced by the bank official website and the actual interest rate of the outlets, and not all bank outlets can handle the USD deposit business. Consult the local bank outlets for details.

3. What is the current one-year fixed interest rate of USD?

One month, three months, six months, one year and two years' notice: $65,438 +0. 1500 1.

In other words, the deposit is 1 10,000 USD, with a term of one year and interest of 300 USD.

Four, the United States one-year deposit interest rate.

The United States has no time deposit corresponding to China. If you mean savings, all banks are different. Big banks are generally extremely low. At present, the interest rate of metabank can be above 2%. If you are talking about CDs, according to the year, one to two years are generally above 2%. The storage situation in the United States is like this: 8.2% of American families do not have bank accounts. 20. 1% of American families don't have enough bank accounts for their consumption or financing. 29.3% of American families have no savings account. There are generally two kinds of accounts in the United States, expenditure accounts and savings accounts. Expenditure account is a normal expenditure, and you can spend money in it. Generally, debit cards deduct money directly from the expenditure account. The fee account provided by commercial banks will pay a certain amount of interest, and the figure is relatively low. There is no interest on the expenditure accounts of savings banks and credit cooperatives. The interest rate of the savings account is relatively high, but you can't withdraw money from it when you spend. The online search is 0.0 1%. In addition, there are two more commonly used. One is a "money market deposit" savings account. The interest rate of this savings account follows the interest rate of the financial market every day, which is generally higher than the bank interest rate of ordinary savings accounts, and generally has a minimum deposit limit or membership requirements. The interest rate is 0.0 1% for non-member customers with deposits of less than RMB1000, and 0.08% for non-member customers with deposits of more than RMB1000. At the same time, the interest rate of members who deposit more than 250 thousand yuan is also 0.08%. Of course, the minimum requirement for member deposits of Chase is $250,000, so there is no such thing as "non-member/kloc-more than 0/million". Another is Moneymarketmutualfund, and the interest rate is generally higher than that of ordinary accounts 1%-3%. There are restrictions or membership requirements. The biggest difference between the money fund and the first three bank accounts is that they are not protected by FDIC. If they lose money, they will lose money. Other accounts are insured by the government and each depositor pays $250,000. If you lose, someone will pay, and its interest rate is also a few ten thousandths. In fact, about 30% of Americans have the money to buy this.