Yes, if there is no fund dividend: cumulative income = latest market value+historically confirmed outflow amount-historically confirmed inflow amount (outflow amount: redemption, forced redemption, cash dividend; Inflow amount: subscription, subscription (including handling fee))

And holding income is the income you really have at present. In a more popular way, cumulative income = holding income+historical income, that is, your current cumulative income, including the integral income of your wealth management products whose history has been cleared.

Holding income is your income at this moment.

1, different definitions:

Holding income refers to the income brought to the owners of assets and liabilities due to the changes in the prices of assets and liabilities during the accounting period, provided that there is no change in the assets held during the period.

Cumulative income refers to the sum of the daily income you get in the ant wealth fund account.

2, including different fund scope:

Holding income is the share currently held by a single fund; Cumulative income includes all funds (including redemption funds).

3, the rate of return calculation method is different:

Fund return rate: The most important indicator to measure the fund return rate is the fund investment return rate, that is, the ratio of the actual return of fund securities investment to the investment cost. Cumulative rate of return refers to the cumulative income of the fund since its establishment and operation, including cash dividend income and fund net value change income, which can measure the income of the fund since its establishment.

In addition, the difference between other income methods.

1, the difference between realized income and total income

Accounting income only includes realized income, excluding unrealized gains and losses. Economic income treats the operating income of an enterprise as the holding income, regardless of whether the income has been realized or not. Therefore, in general, accounting income is less than economic income, and the difference is mainly holding income.

2. Differences between historical cost and present value Due to the inherent defects of historical cost principle, especially income is measured at present value and expenses are charged at historical cost, the calculation of accounting income lacks inherent logical unity, and the matching principle is difficult to implement, so that the book value of assets cannot reflect its actual value and the cost cannot be fully compensated. Economic benefits are measured at present value, which reflects the actual value of assets and is conducive to full compensation of costs.

3. The difference between financial capital preservation and physical capital preservation

Accounting income maintains the preservation of financial capital, that is, it only requires that the monetary value invested by the owner is not eroded, and the part of the enterprise's income that exceeds the input value is regarded as accounting income. Accounting pays attention to reporting operating financial results. Economic interests adhere to the preservation of physical capital, and only when the actual production capacity of the owner's input resources is preserved can interests be confirmed. It is believed that only by maintaining the actual production capacity of the enterprise can the enterprise reproduction proceed smoothly.