Investors can buy funds through the official websites of fund companies, banks, securities companies, Alipay, Tiantian Fund Network and other third-party agency sales platforms. Among them, most investors still prefer to buy funds on Alipay. Why is this?

What are the advantages of buying funds on Alipay?

Below, Xicaijun has prepared relevant content for your reference.

Buying funds on Alipay is because buying funds on Alipay has the following advantages: 1. Lower rates. The rates of funds sold on Alipay are generally lower than the rates of funds sold by banks and securities companies. Investors are above

Buying can reduce its transaction costs.

2. There are many types of agency sales. When you buy funds on the official website of a fund company, you can only buy funds issued by the fund company. When you buy funds from securities companies, banks, and Alipay, you can only buy funds sold by them. Relatively speaking, you can only buy funds sold by them on Alipay.

There are more funds and more choices for investors.

3. High convenience. Alipay is a comprehensive payment platform with multiple functions and is used every day. Most people are used to transferring to Alipay after their salary is paid, so it is very convenient to use Alipay to buy funds, as long as the user's Alipay account is a real-name one.

If you are certified, you can buy funds directly in Alipay without opening an account.

At the same time, investors have the following tips when buying funds on Alipay: 1. Buy funds with better performance. When investors buy funds, they should look at the historical performance of the fund, not only the trend in the past year, but also in recent years.

For average returns, try to choose high-quality funds with stable performance for more than three years, and choose funds that are higher than the average of similar categories and higher than the benchmark performance.

2. Buy a fund with a smaller drawdown rate. The fund drawdown rate refers to the extent to which a fund’s net value drops from the highest position to the lowest position within a period of time. Generally speaking, the greater the fund drawdown rate, the greater the fund’s net value.

The volatility is large and unstable. The smaller the fund's retracement rate is, it means that the fund is less volatile and relatively stable.

3. Buy funds with greater potential. The trend of the fund's investment target will also affect the trend of the fund's net worth and investors' expected future returns. Investors should choose those funds whose target funds are on an upward trend and whose development potential and prospects are greater.

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