How to buy a fund to save money?
1, the third-party platform costs the least, because the third-party fund sales organization will have preferential rates, which greatly saves costs. Fund companies are direct sellers, and the subscription rate is 10% or lower, but they can only buy their own funds, which has great limitations. There are many kinds of banks, but not all funds are sold. Each bank only sells funds that it has a cooperative relationship with.
2. Stick to long-term investment and avoid day trading. Day trading, as far as possible to avoid falling, did not miss the rise, but has been kept in the dark, virtually increasing a lot of transaction costs.
3. reinvest in dividends. When the fund pays dividends, it will choose to reinvest in dividends, so that dividends will be directly converted into fund shares, saving subscription fees.
4. Ingeniously use the fund conversion function to convert the A fund of the same company into the B fund. This operation is called fund conversion, and it only needs to pay the redemption fee of the transferred fund and the subscription fee more than the transferred fund. If the subscription rates of the two funds are the same, there is no need to pay the subscription fee, which reduces a fee.
After reading the above introduction, I believe everyone has a more intuitive understanding of how to buy funds to save money. When buying a fund, we should pay attention to the rising space of the fund's net value, that is, choose a fund with good development prospects, and the long-term holding return far exceeds the cost difference of buying and selling funds.