Both will do. Index funds mainly take each index as the investment object, and construct the investment portfolio of index funds by buying some or all the stocks of the index, with the aim of obtaining the same income as the index, mainly by buying in the market.

Hybrid funds vary according to the proportion of assets invested. At present, there are four types of funds: partial stock funds, partial debt funds, balanced funds and allocation funds. There are many partial stock funds in the market (50%-70% stocks, 20%-40% bonds), which mainly invest in stocks and mainly buy in the OTC market.