Test center: trust subject, trust property 1, and basic contents of trust subject and trust property.
(1) Trustee
Client: The promoters of the trust relationship should be natural persons, legal persons or other organizations established according to law with full capacity for civil conduct. Have the right to know, change the management mode, terminate the contract and dismiss.
(2) Trustee: a natural person or legal person with full capacity for civil conduct.
③ Beneficiary: It can be a natural person, a legal person or other organizations established according to law. Beneficiaries have no capacity restrictions.
(2) the object of trust legal relationship-trust property
Trust property must be legal property owned and transferable by the client.
Trust property has the following attributes:
The trust property is different from other properties that the trustor has not established a trust.
(2) The trust benefits obtained by the trustee from the management, use and disposal of the property also belong to the trust property.
(3) Trust property shall not be enforced except as provided by law.
(4) Trust property is different from the inherent property of the trustee.
2. Trust obligation is essentially a legal obligation.
The obligation of good faith is an obligation that exists regardless of whether there is an agreement in the trust document. It is an obligation that cannot be completely excluded by agreement, and its legal status cannot be changed by agreement.
Test center: securities investment fund operation and participants 1, fund industry operation link.
(1) Fund's own operation: including all aspects of fund operation activities such as raising, investment management, asset custody, share registration and trading, valuation and accounting, information disclosure, etc. (2) Fund managers operate securities investment funds.
① Marketing: mainly involving fund share raising and customer service;
② Investment management: reflecting the service value of fund managers;
③ Backstage management: share registration, asset evaluation, accounting, information disclosure, etc.
2. The main participants in the fund industry and their functions.
(1) fund parties
(2) Fund market service institutions
① Fund sales institutions: institutions engaged in fund sales activities, including fund managers and other institutions approved by China Securities Regulatory Commission that can engage in fund sales. At present, institutions that can apply to engage in fund consignment business mainly include commercial banks, securities companies, insurance companies, securities investment consulting institutions and independent fund sales institutions.
② Fund sales payment institution: it shall obtain the payment business license issued by the People's Bank of China (except commercial banks).
③ Fund share registration institution: the fund manager can handle the share registration business of raised funds, or entrust the fund share registration institution to handle the fund share registration business on his behalf.
Main responsibilities include: establishing and managing investors' fund accounts; Responsible for the registration of fund shares; Fund transaction confirmation; Dividend distribution by agents; Establish and keep a register of fund share holders.
④ Others: fund managers, fund custodians, fund valuation and accounting institutions, law firms and accounting firms, fund investment consulting institutions and fund rating agencies.
(3) the fund supervision institution
① Fund regulator: In China, the fund regulator is the China Securities Regulatory Commission. Supervise fund managers, fund custodians and other service agencies engaged in fund activities.
② Self-regulatory organization: The fund industry self-regulatory organization is an industry association jointly established by fund managers, fund custodians and fund market service organizations. China Asset Management Association was established on June 6, 20 12.
③ Self-regulatory manager: stock exchange.
3, the fund industry operation relationship
Subject of fund qualification examination
Subject 1: fund laws and regulations, professional ethics and business norms
Subject 2: Basic knowledge of securities investment funds
Subject 3: Basic knowledge of private equity investment funds
Contents of each subject: fund laws and regulations, professional ethics and business norms;
It mainly investigates the written contents of relevant laws, regulations and rules, and also contains some calculation contents.
It is characterized by relatively small difficulty but large memory, and some chapters need to be skillfully used by candidates on the basis of understanding.
Basic knowledge of securities funds;
This paper mainly investigates the settlement, fund valuation and accounting of fund investment transactions. Wide coverage and flexible topic setting require candidates to have a thorough grasp of what they have learned and solve various practical problems. The examination of this subject is difficult, but the employment scope is relatively wide, so there are more applicants.
Basic knowledge of private equity investment funds;
This paper mainly investigates the overview, classification, government supervision and industry self-discipline of equity investment funds, which has a lot to learn. In recent years, the trend of proposition tends to be practical, comprehensive and professional with moderate difficulty.