it's still a good money fund.

1 there is no charge, and raising interest rates can increase income;

2. The compound interest effect of the sun and the moon can be redeemed in part or in whole at any time without affecting the income, and it can outperform the regular interest of 3,5% for one year;

3 The interest rate of fixed deposit savings is not calculated by stages, and the interest rate of early withdrawal is ,5% of current savings. The three-month fixed interest rate is only 3,1% per year, which is not as high as that of the money fund.