Playing funds can really make money. Let's learn about the types of funds first. Funds can generally be divided into money funds, bond funds, mixed funds, index funds, stock funds and so on. These are more common.
Generally speaking, money funds and pure debt bond funds have little risk. Basically, long-term holding is profitable, but the profitability is much lower than that of hybrid funds, index funds and stock funds. Therefore, many funds Xiaobai don't like it very much, and fewer people buy it.
Fund Xiaobai generally prefers hybrid funds, index funds and equity funds. Because of the high returns, he usually buys directly when others know nothing about making money, so there is a great possibility of loss, because such funds have high returns and high risks.
Therefore, Xiao Bai, who just bought a fund, suggested starting with money funds or pure debt funds, and then turning to other high-risk and high-yield funds.
In addition, to buy a high-risk and high-yield fund, we should pay attention to its past income, fund manager, fund scale, Morningstar classification, etc., and then comprehensively consider choosing the right fund to improve the probability of making money.
Summary: playing funds can really make money. Generally speaking, the risks of money funds and pure bond funds are very small. Basically, you can make money if you hold it for a long time, but you earn less money. If you buy a high-risk and high-yield fund, you should pay attention to its past income, fund manager, fund size, Morningstar rating, etc., and then comprehensively consider choosing a fund that suits you to improve the probability of making money.