A friend asked us privately in the background, saying that we missed the time of unified payment in the community, or did not receive the relevant notice, but did not want to go out to handle it. I heard that medical insurance can be paid online now. What should I do?
In fact, both medical insurance and social security are becoming more and more electronic, and online payment of medical insurance is nothing new. So let's answer your question today.
Now most people use mobile phones more than computers. Here are three ways to pay for medical insurance by mobile phone:
1. AliPay
As a "national software", Alipay has perfect functions in all aspects. You can open Alipay's "City Service" and choose a city according to your location.
After selecting a city, click "Service Hall" and click "Medical Insurance" in the service hall to complete the payment. The whole process only takes a few minutes, which is very convenient.
2. Wechat
If you don't download Alipay, don't worry, WeChat can also be used to pay medical insurance.
Open WeChat, select "I" in the lower right corner, click "Pay" and then select the living payment.
You also need to choose a city here, and also choose a city to participate in the insurance. After selecting a city, click Social Security Payment.
However, it should be noted that this function is not supported in some regions, so it is impossible to pay through WeChat.
Click "Social Security Payment Service" on the home page after completion, log in to the real-name registration system, enter my ID card, mobile phone number and other information, and you can easily pay the fee after completing the authentication.
It is still easy to pay through the internet now. I believe everyone has WeChat or Alipay, so friends who haven't paid should try it quickly.
1. Medical insurance benefits have increased.
Medical insurance for urban and rural residents includes individual contributions and financial subsidies.
According to the regulations of the National Financial Security Bureau, the financial subsidy standard for medical insurance for urban and rural residents in 20021year is not lower than 550 yuan per person per year, but it will be higher than 30 yuan in 2020.
In addition, in 20021,the individual contributions of medical insurance for urban and rural residents will also increase in 30 yuan. Last year, the payment standard was 250 yuan, so this year everyone has to pay at least 280 yuan.
Although the cost has gone up, the state subsidies for everyone have also gone up at the same time, so overall, the treatment of the insured has improved to a certain extent.
2. Reimbursement is more secure
On the basis of last year, the state has further improved the reimbursement guarantee for chronic diseases and outpatient services this year.
The number of chronic diseases has increased from 23 to 29, and some diseases have raised the quota standard, such as coronary heart disease stent implantation, which can be reported to 600 yuan at most one year after operation;
Outpatient service is mainly for the protection of hypertension and diabetes. At present, outpatient medical expenses for these two diseases can be reimbursed to 500 yuan at the highest.
In addition, for the poor, in addition to the normal medical insurance reimbursement, if the expenses in the medical insurance catalogue reach the critical illness deductible line, they can also enjoy the reimbursement of critical illness insurance and be included in medical assistance.
As a result, on the whole, assistance to the poor has increased.
Summary:
The above is how to pay medical insurance online. I hope I can help you.
Here, I also want to remind you that although medical insurance can provide basic protection when we treat diseases, it is an all-inclusive system after all. No matter the scope or amount of reimbursement, it is difficult for us to give enough help when we are seriously ill.
Therefore, if your physical condition permits, I suggest you properly match a commercial million medical insurance. Only in this way can we ensure that we can safely say that we are confident in the face of serious illness.
Related questions and answers: How to pay for newborn medical insurance online? Newborns can pay medical insurance on their mobile phones according to the following steps: 1 Install and open the relevant software for paying medical insurance on your mobile phone. After logging in with a registered account on the home page, select Insurance Payment and click Enter. 2, will jump to a new interface, select the first option residents medical insurance payment click to enter; 3. Choose to pay for others and switch family members; 4. Under the payment of residents' medical insurance, there will be related options for paying medical insurance. Click Next according to your choice; 5. Then there will be a prompt for the payment amount. After checking and confirming that I have agreed, choose to click Pay. Medical insurance generally refers to medical insurance. Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks. The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance institution will give certain economic compensation. The establishment and implementation of the basic medical insurance system has gathered the economic strength of units and social members. With the government's funding, sick social members can get necessary material help from the society, reduce the burden of medical expenses, and prevent sick social members from "poverty due to illness". The basic medical insurance has the following functions: 1, which is conducive to improving labor productivity and promoting production development; Medical insurance is the inevitable result of social progress and production development. Conversely, the establishment and improvement of medical insurance system will further promote social progress and production development. On the one hand, medical insurance relieves the worries of workers; 2. Adjust income differences and reflect social equity. Medical insurance is an important means for the government to redistribute income by collecting medical insurance premiums and paying medical insurance service fees. 3. An important guarantee for maintaining social stability. Medical insurance helps sick workers economically, helps to eliminate social instability caused by diseases, and is an important social mechanism to adjust social relations and social contradictions; 4. An important means to promote social civilization and progress. The social system of medical insurance and social mutual assistance embodies a new social relationship of "one party is in trouble and all parties support" by the insured sharing the risk of disease costs, which is conducive to promoting social civilization and progress; 5. An important guarantee for promoting economic system reform, especially the reform of state-owned enterprises. According to the law, Article 60 of the Social Insurance Law of People's Republic of China (PRC) * * * The employer shall declare and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis. Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.