Legal analysis: 1. Social security payment must be paid for all five insurances at the same time. It is not possible to pay for a single insurance type, and there is no single social security payment.

2. When paying social security on your behalf, you must consider the qualifications of the company, such as: whether the social security payment company has formal qualifications, operating hours, company size, charging status, etc.;

3. Pay social security on your behalf. Remember this when receiving maternity allowance. The employer needs to bring the prescribed information to the social security agency in the jurisdiction of the unit to apply for maternity allowance. Therefore, after choosing to pay social security on behalf of the employer, you need to apply for maternity allowance on behalf of the employer.

, be sure to consult clearly on how to handle this aspect when paying social security on your behalf.

If the unit pays social security, the company does not need to pay wages to employees during maternity leave. Instead, the company will use the female employee's birth certificate to apply for maternity allowance at the maternity insurance fund, and the maternity allowance will be used as the female employee's salary during maternity leave.

However, if the base amount of maternity insurance premiums paid by an enterprise for its employees is lower than the average salary income of female employees in the previous year, it will cause the maternity allowance received by female employees to be lower than their normal wages during work, and the enterprise needs to make up the difference.

Legal basis: Article 53 of the "Social Insurance Law of the People's Republic of China" Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with national regulations. Employees shall not pay maternity insurance premiums.

Article 54 If the employer has paid maternity insurance premiums, its employees shall enjoy maternity insurance benefits; the unemployed spouses of employees shall enjoy maternity medical expense benefits in accordance with national regulations.

The required funds are paid from the maternity insurance fund.

Maternity insurance benefits include maternity medical expenses and maternity allowances.