In the history of China and the history of the American Monetary Fund, there was once a single-day loss of a monetary fund. It took 1 day or two days, but it was very small. To be sure, the losses in these two days have been made up.

The investment direction of money market funds is mostly agreement deposits. Because of the large amount of funds and tight market funds, we have a high bargaining power with banks, and we can get much higher interest rates than deposits in banks. So its income will be high. In addition, it will also invest in high-credit AAA bonds, repurchase or central bank bills within 397 years. These are very safe assets and can be regarded as risk-free.