Hello, this product has dividend function. According to the dividend products announced at present, there should be no problem when your payment is due, including the account value and the accumulated income generated by not receiving dividends. However, the premise is that you haven't received the dividend, and another option is to pay off your holdings or accumulated interest.

Besides, I want to give you a suggestion. The most important function of insurance company products is protection. It is wrong to compare the products of insurance companies with bank financing. It is not a type of product, and it is impossible to compare it. The products of insurance companies are accompanied by the function of investment income when you are guaranteed.