Mainly look at three aspects:

Service: It mainly depends on what kind of fund you buy. If you want to trade OTC funds, you must open an account with a securities company.

Rate: Usually, the rate of securities companies will be higher than that of fund companies, and the rate of third-party platforms (except banks) will be lower; Reduce the cost as much as possible and choose which rate is lower;

Convenience: To open an account in a fund company, you can only buy one company's fund. If you open an account in a securities company or other channels, you will have more choices.

Combining the above three conditions, which one is more suitable!

In addition, how to choose the right fund?

1. First, choose the appropriate type by category: if it is a fixed investment, choose index funds and mixed funds with relatively large fluctuations.

If it is a one-time investment, choose the pure debt fund in the bond fund.

2. It is best to operate for more than 3 years. If it is not open regularly, it can be redeemed at any time.

3. Look at the performance of the fund, and choose the one that has grown steadily in the past year, and the income is better.

4. Look at the fund manager: the maximum withdrawal rate (used to describe the biggest loss that investors may face) is within 10% of the debt base, and 45% of the stock base is preferred). Try not to choose a fund that frequently changes fund managers!