Generally speaking, as long as it is not the overall decline or bear market cycle caused by systemic risks, investors are not advised to redeem or sell. For example, if you buy a fund at the end of the bull market, if you don't sell it all the time, you will be deeply trapped, so if the securities market starts to decline, sell the stop loss in time. In addition, it is still recommended not to sell:

First, the fund originally needs long-term investment to see the benefits. If it is a short-term redemption, it is easy to buy high and sell low, which will also affect the mood of investors after losses.

Second, after a short-term loss of a one-time purchase fund, you can wait until the net value of the fund falls to cover the position, thus diluting the cost and waiting for an increase.

Third, if the fund is investing in short-term losses, don't worry about redemption. Because the more you fall, the more stocks you buy at a time.

Fourth, the China stock market is mostly structural, so it will fall in the short term, but the probability of rising in the future is still very high.

The fund has fallen and will definitely sell. This is a typical retail behavior, which will only increase losses. If you often do this, then I suggest you learn professional fund knowledge and investment skills, otherwise selling it as soon as it falls will only slowly consume your principal, and the more you invest, the more you lose. It is normal for funds to fall, because funds that invest in financial assets, such as partial stock funds, will buy stocks in more than 90% positions, and stocks will definitely only rise and not fall. Isn't it normal to fluctuate up and down? The corresponding partial stock funds will also rise and fall, and many times the fund decline is just a normal market behavior.

If investors are affected by short-term market fluctuations, they are eager to sell immediately if they have a slight loss, which is likely to increase investment costs and losses. If the fund falls, whether to sell it or not, we must first find out the reasons for the decline of the fund. If it is only a short-term market impact, then in the medium and long term, continuing to hold it will not have much impact, and there is no need to rush to sell it.

Under certain circumstances, if the fund falls and is no longer optimistic about the long-term market situation in the future, then it is understandable to sell, stop the loss in time, and stay in the green hills, not afraid of burning without firewood. All operations should be based on the analysis of the reasons for the decline of the fund, and then prescribe the right medicine.

Of course, as time goes by, not all funds will rebound one day. If the fund keeps losing money, many investors keep redeeming it, and the scale of the fund shrinks, there is the possibility of liquidation, so it has no investment value. Even if time passes for a long time, there will be no chance to turn losses into profits, so it is necessary to establish a fund with high quality, investment value and long-term holding.

Investors have listened too much, but they still can't make a good investment. Even if the quality of the fund in hand is very high, it is inevitable that the market will fluctuate violently in this process. If the mentality is shaken, the idea of redemption will arise. Especially in the long-term decline, most investors can't stand the loss, so they will sell the fund. Firmly holding funds, many investors can't do it, so frequent losses are the reason.