Both will do. Investors who do not have enough investment experience and too much time are more suitable for OTC index funds. Investors with certain investment experience, more time and more frequent operations are more suitable for OTC index funds.

On-site refers to the funds traded in the stock exchange, and it is necessary to open a stock account. Off-exchange refers to the funds traded outside the exchange. Generally, funds can be purchased through third-party platforms, banks and other channels.

Matters needing attention of index funds

In the upward trend, it will be better to invest in those large-cap index funds. Large-cap index funds are funds that track the Shanghai Stock Exchange and Shenzhen Stock Exchange, and often have many constituent stocks. In the case of a good trend, the performance of the market index will certainly not be bad.

In a volatile city, you can choose industry index funds. Because the fund only buys individual stocks in the index stocks of the industry, industries such as medicine and liquor are often more resistant to falling and can get out of the independent market, which is very beneficial for fund hedging in the bear market.