Bond funds and time deposits are one of many financial management methods, but some people have doubts. I don't know which one has higher income? Let's take a look at it with Xiaobian!

which yield is higher, bond fund or time deposit?

Bond funds will have higher returns, because bond funds are a type of funds, which mainly invest in bonds, and bond funds are relatively stable among funds. A time deposit is a deposit in which the term and interest rate are agreed in advance between the bank and the depositor, and the interest and principal are paid in one lump sum after maturity. A time deposit is a capital preservation product.

does the investment bond fund lose its principal?

It can only be said that investment bond funds have the possibility of losing principal. Although the risk of bond funds is relatively low, investors can't report a steady profit, so they should invest rationally. The increase of bond funds is mainly affected by interest rates, so investors should always pay attention to the changes of bond fund interest rates. When the interest rate falls, the transaction price of national debt will rise, and the bond-holding fund will get benefits; When the interest rate rises, the transaction price of national debt will fall, and the fund holding bonds will lose money.