For example, all investments are like coins, one side is risk and the other side is income. Unfortunately, most ordinary people fantasize about getting high returns with low risk or even no risk. Of course, very few of them regard this as their lifelong goal and spend their whole lives practicing and studying. These very few people rarely succeed before the end of their lives. We call them "investment masters".

And most people can only call it mean: dreaming.

For wealth management products, bank wealth management products featuring low-risk management can achieve capital preservation and low returns, but it is necessary to know that this is a relative capital preservation, regardless of the huge impact on the actual purchase value of the principal. Fortunately, China people's awareness of financial management has awakened, which has led to a surge of people in the stock market in recent years.

The other extreme has appeared again: investors' eyes are getting higher and higher, and the requirements for annual income are also rising for no reason. But I still don't forget to break even. I hope to think of the other side of the coin at this time.

At present, popular investment products, funds, private trust products, structured products linked to banks and stock markets, and even investment-linked insurance, which are supervised by governments of various countries, cannot indicate capital preservation and income in any contract or publicity materials. This is the most respected reality in the capital market: any commitment to the market is unreliable, and the only thing that can be believed is the results that have already appeared.

Anyone who promises to protect the capital or how much income is guaranteed in the investment market will be considered a liar or a stupid megalomaniac in the developed countries where the capital is located. It's different at home, and people may feel that they dare to promise and have the ability, and they are men, playing on the floor. It is not the saddest thing that there are many liars. It can only show that our naivety has given them the best soil for making gods. Sadly, it is a naive person.

After so many years, let's go back to this simple but significant question. Sunshine private equity fund is an investment product, which does not guarantee the principal. At present, nearly 300 sunshine private equity funds in China have been established for less than a year, which coincidentally spans the bear cow. Last year, most of the earnings basically outperformed the broader market, and this year, most of them underperformed the broader market. The annual income of the top ten in 2009 is above 100%, so we can only wait for the answer tomorrow.

If you still feel that all kinds of wealth management products can't reach your perfect pursuit, I suggest you wait patiently and observe the maturity of various investment tools before making a choice. Of course, if you have absolute confidence in yourself, you can do whatever you want in Dont Ask For Help, speculating in stocks, futures and even foreign markets. You are asking yourself the question of capital preservation and annual income. After success, someone will timidly ask you the above questions.

A little sharp, not in line with the narrative habits of honest China people. Let's laugh or get angry.