According to Jimi's data. Com, if the fund has been in operation for three years (excluding money fund and stock-based mixed-base debt base) as of June 17, the loss probability is about 18% and the average yield is 6%. If the fund operates for five years, the probability of loss is a little over 9%. The average rate of return is about14%-according to the above, the fixed investment may also lose money, but the probability of loss becomes smaller with the accumulation of time. It is also difficult to exceed the average market income. Because Guangfa Fund only started to launch fixed investment before 2005 at the earliest, that is to say, the longest fixed investment time of funds on the market now cannot exceed 10 years, and there is no data to provide reference. Don't believe that the fund is discounted to the annual growth rate of so-called fixed investment and compound interest. After all, the stock market can't go up every year. This compound interest is too deceptive. The so-called minimum and maximum returns are unpredictable.