Then some people may ask: how about spending a little money? What is the relationship between Xiaoman Finance and Baidu Finance? In fact, Xiaoman Finance is the original Baidu Finance. On April 20 18, Baidu Financial Services Group officially completed the signing of the split financing agreement and launched a brand new brand "Xiaoman Finance" to achieve independent operation. At present, there are mainly APP products and services of Xiaoman Finance, Xiaoman Finance (formerly Baidu Finance) and Xiaoman Finance (formerly Baidu Wallet), as well as financial technology capabilities exported to financial institutions and other partners. At present, there are more than 500 cooperative financial institutions.
How about spending some money? First, let's look at its wealth management products. Du Xiaoman Wealth Management provides diversified wealth management products such as bank deposit products, old-age security products, Public Offering of Fund, and brokerage asset management plans. They have passed strict product screening and risk control processes, which can provide users with more convenient and better financial services; Secondly, look at its advantages. Xiaoman Financial Management has four advantages: flexible and convenient purchase, investment safety, account safety and information safety, which makes it easier for users to operate when purchasing products, encrypts the whole process information, and has a network firewall isolation mechanism to strictly control the information.
How about spending some money? Just look at its partners. Du Xiaoman Finance has established long-term cooperative relations with many banks such as China Agricultural Bank, China Postal Savings Bank, Shanghai Pudong Development Bank and China Everbright Bank, as well as many large companies such as CCB Fund, Ping An Pension Insurance, Guotai Junan Securities, Huatai Securities and China Everbright Securities. Du Xiaoman's wealth management products are all issued by these formal financial institutions. Du Xiaoman's financial management is only an information display platform, and it also meets the requirements of various laws and regulations in terms of information transparency and risk warning. Users choose appropriate financial products according to their liquidity preferences and risk preferences.
This is the end of my understanding of Du Xiaoman's financial management. This paper mainly answers the question of how to manage Du Xiaoman's financial management from Du Xiaoman's background, financial products, advantages and partners. I believe that people who have doubts about Du Xiaoman's financial management already have their own answers in their hearts.