The company doesn't keep all its money in the bank. It seems that 60% of its money will be kept in the bank. The rest is in the hands of the fund company itself. Whether the bankruptcy of a fund company involves our assets depends on what kind of fund company you invest in. Some can't get it back, and some will make compensation. Because the fund company's loss is only suspected of part of the property. The money he keeps in the bank is the capital guarantee of his company. National laws stipulate how much money a fund company needs to keep in the bank, and there are other insurance units in our country to insure the fund company. If the fund company goes bankrupt, the insurance company will compensate. Compensate debts.