1. The influence of money fund on income is mainly manifested in risk control. Due to the investment characteristics of money market instruments, the risk of money funds is relatively small, so its rate of return is relatively stable. Especially in the case of uncertain macroeconomic environment, the value-preserving function of the money fund can effectively protect the principal security of investors and provide considerable income.

2. The management cost of the money fund will also affect the income of investors. Generally speaking, the management fees of money funds are low, but the management fees of different fund companies and fund products may be different. In order to obtain higher income, investors should choose a money fund with reasonable management rate and excellent comprehensive income. Therefore, when choosing a money fund, we should not only consider its security and rate of return, but also pay attention to its management cost.

3. Finally, the liquidity of the money fund is also one of the factors that affect its income. It usually takes some time for money funds to be converted into cash, so the investment choice needs to be based on the individual's liquidity needs. If you need to withdraw cash at any time, it is recommended to choose a money fund with high daily trading frequency and fast capital turnover; If the investment period is long and requires a higher rate of return, you can choose some fund products with lower trading frequency but stable income to realize asset appreciation.