1, determine the goal of buying a house: according to your actual income and expenditure, determine the real estate that suits you.

2, learn the common sense of buying a house: because the house involves a huge amount, buying a house is a more professional behavior. Therefore, it is necessary to learn the common sense of buying a house.

3. Accumulate the down payment for buying a house

4, screening the scope of buying a house: choose the real estate that suits you-buy a house according to your ability. The advantages of newly opened small huxing are more reasonable huxing, higher living comfort and relatively higher return on investment in the future.

5. Save travel time cost: consider travel time cost before buying a house. Because we can easily find that the time cost and transportation cost of crossing the city are more and more expensive. If you spend 2 hours on traffic every day, then 65438+ 10 month =60 hours =2.5 days, 1 year =730 hours =30 days, 50 years =36500 hours = 1520 days =4 years. Remind friends who want to buy a house to grasp the 5 km life circle, which is an effective parameter to measure the benefit and quality of buying a house. The smaller the cost, the more cost-effective the house you buy. In this way, after buying a house, you will pay less and less.

6. Understanding of the cost of buying a house: After determining the goal and scope of buying a house, some basic costs of buying a house must be calculated in advance. Although these costs seem small on the surface, some of them are fixed values, but combined with the total house price in the future, their costs are still not small.

7. The knowledge of buying a house that you must know when looking at a house.

(1) Put forward "one request" to the seller, and put forward that the exact content of the sales advertisement should be written into the house purchase contract, so as to see the truth of the advertisement clearly;

(2) Grasp the "two points" in the pre-sale permit review, and check whether the pre-sale project is consistent with the name of the real estate being sold, and whether the purchased house is within the pre-sale scope;

(3) The sales office should be able to pass the "three customs", "forced reservation" (the salesperson "forced" you to place an order as soon as possible because the source of the house is tight), "banned" (for the purpose of "property hoarding" and "property hoarding", the salesperson told you that your favorite suite was sold and asked you to give up), and "moved people with emotion" (asked you to move people).

(4) Make the deposit "four clear" (specific location, area, price, time of signing formal sales contract, deposit amount and delivery time, deposit return form);

(5) Five differences (environment, layout, furniture layout, decoration materials, workmanship and design details) should be considered in the actual purchase;

(6) Agree on the subject matter of the purchased house: for example, a rough house or a fully renovated house? Land source? Basic information of the house? Including indoor, building, pool area and height;

(7) Acceptance of "two books", what are two books? The two books are two legal documents provided by the developer after notifying the buyers to move in after the completion acceptance, one is the residential quality guarantee and the other is the residential instruction manual;

(9) Ensuring the legitimate rights and interests of the buyer and striving to improve the contract are the only effective solutions. For example, regarding the handling of the area error, the Measures for the Administration of Commercial Housing Sales promulgated by the Ministry of Construction 200 1 clearly stipulates that if there is an agreement between the two parties, it shall be handled according to the following principles (if the absolute value of the area error ratio is less than 3% (including 3%), the house price shall be settled according to the facts; When the absolute value of the area error ratio exceeds 3%, the buyer has the right to return the house. If the Buyer cancels the house purchase, the Seller shall return the paid house price to the Buyer within 30 days upon the Buyer's cancellation of the house purchase, and pay the interest on the paid house price.

Second, the purchase stage.

1. Understand the background and qualifications of developers. It is very important to choose a powerful developer. Regular developers are guaranteed in terms of housing quality, contract signing and property rights management.

2. The surrounding environment and supporting facilities of the community. The direction of municipal development directly affects the appreciation of real estate.

3. Planning within the community. 1. Does the location of the heating conversion station, garbage disposal room, garage entrance and exit, and power distribution room affect the house selection? 2. The layout of the building, the possibility of reconstruction, the influence of building spacing and lighting.

4. The investment owner should analyze the proportion of bedrooms in and around the community, and the self-occupation depends on personal needs.

5. Other formal pre-sale contracts for commercial housing, such as area error, clear height of floors, and time for handling property rights, are clearly stipulated. Check whether the interior wall, floor, roof, doors, windows, waterproof treatment, exterior wall, corridor, housing area and pool area are consistent with the contract. Area expansion and contraction shall not exceed 3%. If it exceeds 3%, the purchaser shall pay it to the developer at the unit price when purchasing the house; Within 3%, developers pay buyers twice the purchase price; Regardless of the increase or decrease of the area error, the buyer can request to return the house, and within 3%, it will be refunded according to the current interest of the bank for the same period.

6. Pay attention to the purpose of each payment on the receipt (such as payment, overhaul fund, various taxes and fees, water, electricity, closed-circuit telephone installation fees, etc.). ).

Warm reminder: If you want to buy an auction house, you should first look at the "five certificates": real estate developers should have a construction land planning permit, a construction project planning permit, a construction project commencement permit, a state-owned land use permit, and a commercial housing pre-sale permit, referred to as the "five certificates". The first two certificates are issued by the Municipal Planning Commission, the construction permit is issued by the Municipal Construction Committee, and the state-owned land use certificate and the pre-sale permit of commercial housing are issued by the Municipal Bureau of Land Resources and Housing Management.