"Huimin Bao" refers not only to a specific product, but to a general term.

Huimin insurance usually refers to the "inclusive" medical insurance introduced by local governments and commercial insurance companies, which can be used as a supplement to medical insurance to reimburse some large or significant medical expenses.

We can understand Huimin insurance as a low-key medical insurance of one million yuan, with higher deductible, lower reimbursement ratio and smaller reimbursement scope.

Most Huimin insurance has no restrictions on health. As long as you have local medical insurance, you can buy it regardless of age or occupation.

In other words, Huimin insurance can protect diseases, whether it is cancer or three highs.

But it should be noted that you can take out sickness insurance, but you may not be able to pay for it.

Because some clauses of Huimin insurance have agreements on previous diseases (such as malignant tumors, cardiovascular and cerebrovascular diseases, etc.). ), if you have these diseases before insurance, the related treatment expenses cannot be reimbursed.