Everyone wants to invest because they want to make money now, but investment is risky. Don't think it is easy to make money. Many investors who make money learn knowledge through hard work. The following small series brings you the introduction and practical skills of fund investment, I hope you like it!
Introduction and practical skills of fund investment
The skills of actual combat mainly include the following points: never take Man Cang's heavy positions, and keep five storeys up and down, so that you can enter, attack, retreat and defend, and you will be of great use when the market changes suddenly, not Man Cang's hard resistance; Buy in batches and sell in rotation.
Don't change your original buying or selling because of sudden good news, because the news we can see is very late, and the news market is generally short; Don't buy after the volume increases greatly, so it is easy to chase after the high, and don't sell after the volume decreases greatly. At this time, it is not far from bottoming out.
In fact, there are many ways to get started in fund investment. From establishment to subscription, there will be: fund establishment date, fund raising period, fund duration, fund unit, fund open day, fund subscription, fund subscription, fund transfer custody, fund conversion and non-transaction transfer. This knowledge should be clear to everyone. I hope I can help you!
What are the fund conversion skills?
Fund conversion is a way that many experienced investors will choose after the fund expires, because conversion has some unique advantages over selling the fund. However, when converting, you also need to master certain skills, so as to get more benefits. Compared with fund redemption and re-subscription, fund conversion can be completed within 2 working days, which can also save a lot of time.
Fund conversion skills
1. Investors should freely and flexibly switch between various funds according to the market prosperity of the stock market and the bond market.
2. Investors should be careful not to switch funds too frequently, which will increase the investment cost.
3. Investors should not blindly switch between various funds, which may miss the profit opportunities of previous funds.
4. Investors must check the rate before switching funds, and different fund companies will have different preferential measures.
Investors can choose umbrella fund for conversion, so they don't have to pay any fees for conversion.
Can you earn 10000 a month by buying a fund of10000?
A fund refers to a certain amount of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations.
Can you earn 10000 a month by buying a fund of10000?
It is very unlikely that a fund with 10000 will earn 1000 a month. The fluctuation of fund income is mainly influenced by the market, fund types and fund management institutions.
If you buy a fund of 10,000 yuan, the probability of earning 1000 yuan a month is very small, because if you earn 1000 yuan a month and 12000 yuan a year, the annualized rate of return of the fund will reach 120%. There is no such fund on the market at present.
What are the operating skills of the fund?
1, see the market outlook before operation.
The income from fund investment comes from the future. For example, if you want to redeem stock funds, you can first look at whether the future development of the stock market is a bull market or a bear market. Then decide whether to redeem or not, and make a choice on the timing. If it is a bull market, it can be held for a period of time to maximize the income.
2. Switch to other products
Converting high-risk fund products into low-risk fund products is also a kind of redemption, such as converting stock funds into money funds. This can reduce the cost. The conversion fee is generally lower than the redemption fee, and the risk of the money fund is low, which is equivalent to cash, and the income is higher than the current interest. Therefore, conversion is also an idea of redemption.
3. Regular fixed redemption
Like regular investment, regular fixed redemption can carry out daily cash management and curb market fluctuations. Fixed-term redemption is a redemption method of fixed-term investment.
What should novices pay attention to when buying funds?
1, the subscription fee, in addition to the monetary fund, also needs to pay part of the subscription fee, generally 0.8%~ 1.5%, the redemption fee is 0. 1%~0.5%, and the redemption fee is free for more than three years.
2. For the choice of funds and fund companies, priority should be given to funds with good reputation and worth investing. We need to have certain skills and choose according to our risk tolerance.
3. Choose the opportunity and measure the purchase according to the performance. That depends on your experience.
What are the benefits of the fund?
1, personnel management, saving time and effort.
Since the market is fluctuating now, it is difficult for us to grasp it ourselves. We might as well find a professional fund manager to help us! After all, there is a saying that the success rate will be greatly improved if you specialize in technology, find professional people and do professional things. This is not only easy, but also a good investment effect! For example, the Great Wall environmental protection theme flexibly allocates hybrid funds, nearly one year 120. 04% income far exceeds the market increase.
2. Diversify investment and reduce risks.
Shake the market, individual stocks fluctuate greatly, making people fidgety! It would be much better if I bought a fund. Because the fund invested in a basket of stocks, some funds not only allocated stocks, but also allocated investment targets such as bonds. Put the eggs in different baskets, so as to avoid the huge fluctuation risk brought by a stock. We will also be calm!
Diversification makes your investment more flexible.
If you think that buying a fund means asking the fund manager to help you buy stocks, it's too simple. The diversity of funds makes our investment more flexible.