There are many high-risk funds, and when the market is bad, the losses will be relatively large. So if the fund losses are too large, do you want to change the fund? In addition to the principal, do you have to repay the loss of purchasing the fund? The following small series has brought too much loss to the fund. Do you want to change funds? Let's take a look at it together, hoping to bring some reference.

Should the fund change if it loses too much?

If the fund loses too much, whether to change the fund depends on the situation. If the market of the fund investment target is good, you can add positions when the fund loses money, which can reduce the buying cost. When the fund rises, you can earn back the lost money.

Then, if the market of the fund investment target is not good, the fund continues to fall, and there is no upward trend, then we should consider stopping the loss in time, redeeming the remaining share of the fund, and then buying it with other high-quality funds to earn back the lost money.

Funds are risky investments. When investing, everyone should consider their ability to take risks. If they can't take risks, it is generally not recommended to buy high-risk funds, because when the market is bad, they may lose their principal seriously.

In addition to the principal, do you have to repay the loss of purchasing the fund?

If you buy a fund, you will not reverse it. Theoretically speaking, it is possible for a fund to lose its principal, but in practice, it is very unlikely to lose its principal, because the fund will not lose all at once, but will have a loss process. If investors feel that the fund has suffered serious losses, they can consider redeeming the fund.

Stop loss points can be set when buying funds, such as 5%, 15%, 20%, etc. As long as the loss reaches this stop loss point, the fund will be redeemed, and the same is true when the fund is profitable.

In this way, a great loss of funds can be avoided to a certain extent. In addition, buy funds rationally and don't blindly follow suit, otherwise you may lose the principal. Secondly, the classification of foundations. If the risk tolerance is weak, you can consider the fund type with lower risk.

For example, money fund is the least risky fund type. Even when the market is bad, the principal is rarely lost, because the investment direction of the money fund is the money market, and the income is relatively stable and the flexibility is better.

How do novice investors bargain-hunting stocks?

1. Bollinger Bands have a high success rate of continuously falling below the lower rail. When the bollinger band of the whole stock market continuously fell below the lower rail, it was difficult for this stock to continue to fall, so it basically bottomed out at this time. If the Bollinger Band BB is less than 0 and there are signs of deviation, then you must buy it immediately at this time, which is also the best time to bargain-hunting.

Second, the success rate is higher when the William indicator hits the bottom many times. Generally, in the middle of the stock market, the decline of the market will be maximized. At this time, the William indicator will also enter a medium-term adjustment state. If there have been many clicks at this time, it may have entered the mid-term adjustment stage. Since the adjustment has begun, I believe that the stock price will be adjusted back immediately.

Third, when the market enters the selling climax, the trading volume can expand to the bottom. Generally, some small and medium-sized investors will start selling when they see the stock price plummet, which will lead to the climax of selling. In the meantime, some bears have succeeded, so they will immediately start a callback. If investors can persist until this time, they can start bargain hunting.