First, in first-tier cities like Beijing, the gap between people is mainly reflected in buying a house and not buying a house.

A three-bedroom apartment near the Fourth Ring Road is basically around 10 million.

Local colleagues bought it more than ten or twenty years ago, with an area of ??45,000 square meters to about 10,000 square meters.

Your annual salary is 300,000.

People are "alive".

You are not even qualified to "survive" because you don't have a house.

But if you are an employee of a state-owned enterprise and have only joined the company in the past two years, many of them start with an annual salary of 100,000, and it takes 5-10 years to get an annual salary of 300,000.

For you, a three-bedroom house really means looking out over the sea. You can't get the down payment by selling everything.

Breakfast is also 20 yuan.

When you are full, your heart is probably bleeding.

Second, the world is like a crowded bus.

People got on the last bus, but you missed it.

Your life is like standing in the same place, watching the bus go further and further away, and it seems that you can never catch up.

This is the feeling of a first-tier city in Beijing.

Now that you're here, you're worried that complaining won't solve the problem and the bus won't come back to pick you up.

Therefore, since you want to take root in Beijing, you must buy a house, marry a wife and have children. This is a down-to-earth life.

I don't agree with the idea that renting a house can make people happy because Chinese people are not smart enough.

Rooms available for rent.

Will your parents, your wife and children accompany you to live a wandering life all your life?

Third, I still advise you to firmly believe that "there must be a road before the car reaches the mountain".

If you struggle and struggle, you will often turn the corner.

Fourth, Beijing state-owned enterprises, if they do not allocate housing, will do everything possible to obtain Beijing policy housing for their employees.

For example, price-limited housing outside the Fifth Ring Road may cost as little as one or two thousand yuan per square meter.

If there is such an opportunity, you should seize it and buy it if you can. Don't delay your future purchase of commercial housing.

There is a house on the ground floor first, which makes me feel at ease.

Fifth, Beijing’s state-owned enterprises will not assign you a house or fight for policy housing, but generally give you housing subsidies and rental subsidies.

For good state-owned enterprises, housing subsidies can reach 34,000 yuan and can be enjoyed for ten years.

The rent subsidy can reach 2,000-6,000 yuan (position level).

Two dollars can increase your income a lot.

It is also a great support for you to coordinate these two dollars and include them in the housing fund.

Sixth, the housing provident fund of Beijing's state-owned enterprises is relatively high, and it is basically paid to you at the highest rate of 12%.

If your salary reaches 30,000 yuan (three times the Beijing average is the highest base), the housing provident fund is 30,000 * 24% = 7,200 yuan.

Of course, you are still young, your salary should reach 20,000, and your housing provident fund should be 4,800.

This dollar can enjoy the ultra-low interest rate of provident fund loans.

You have to make the most of it.

Borrow as much as you can.

Borrow money and make money.

As your income increases day by day, you will find that a house is not out of reach.

You can buy a house within walking distance.

Think about it, so many people are wandering in Beijing and not sleeping on the streets.

You have the ability to work hard in such a good state-owned enterprise, and you firmly believe that there will be a way if there is a way, so that sooner or later you can afford to buy a house and make your family happy together.