(1) Regular financial management is a medium-low risk. Although there is no commitment to protect capital and interest, there is generally no loss unless there are special circumstances.

(2) The Fund is of medium and high risk and does not promise to protect the principal and interest. The general income fluctuates greatly, fluctuating every day, and there may be losses, so the risk is relatively large.

2. Different deadlines

(1) Regular financial management has a fixed term, which generally includes 7 days, 30 days, 60 days, 180 days, 360 days and so on.

(2) and the fund has no fixed term, as long as the fund is still there, you can invest.

3. The starting point of purchase is different.

(1) The starting point of subscription for regular financial management is generally 1000 yuan.

(2) The starting point of fund subscription is relatively low, and investment can be made from 10 yuan.

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4. Different investments.

(1) The investment of regular wealth management funds is mainly concentrated in some projects with stable income, which are generally liquid assets, fixed income assets and alternative assets. And then pursue profits on the basis of satisfying security and liquidity.

(2) Funds generally invest in high-risk projects, such as stock portfolio investment, which is closely related to the stock market.

5. Different incomes

(1) Although regular financial management is relatively stable and has low risks, the return is relatively low, and the general variable rate of return is between 4% and 5%.

(2) Although the fund is risky, it can get higher returns when the market is good. Sometimes you can earn more than 30% a year, and your annual income can reach more than 3,000 yuan 1 10,000 yuan. But when the market is bad, it is also possible to lose thousands of dollars.

6. Different exchange methods.

(1) Fixed-term financial management has a fixed term and cannot be redeemed in advance, but can only be withdrawn at maturity.

(2) Although the fund cannot be redeemed in advance, it can be transferred at any time, so it is more flexible.

7. The redemption fee is different.

There is no handling fee for regular financial redemption.

References:

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References:

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