Current location - Trademark Inquiry Complete Network - Tian Tian Fund - Is it cheaper to buy funds through securities companies than bank fees?
Is it cheaper to buy funds through securities companies than bank fees?
(1) Bank purchase: At present, almost all banks sell fund products on commission, but different banks sell different products, and one bank will not sell all products on commission. There is a time limit for buying funds, and the transaction subscription fee is generally 1.5% 9:00+05.

(2) Securities business department purchases [fund account]: Securities business department can choose many products, but not all, and the cost is the same as that of banks. Buying funds in the sales department of securities companies has an advantage: although the CSRC stipulates that fund sales cannot be discounted, brokers have adopted a flexible way to return money from commissions to investors. [Sometimes there is a discount] When you do business, you ask the same question as the bank.

(3) Online subscription of fund companies: Most fund companies support online subscription, and the online subscription rate stipulated by the CSRC is 0.6%, which is 40% to 60% of the normal subscription rate. You can buy and sell at any time 7*24 hours.

(4) Securities companies open shareholder accounts to buy: Securities shareholders can buy fewer funds, mainly closed-end funds, ETFs, LOF funds and funds that Shanghai Stock Exchange has entered the fund platform of Shanghai Stock Exchange. The interest rate is 0.3%

(5) Fund Company Wealth Management Center: All funds issued or being raised by fund companies can be purchased here.