However, the sectors represented by science and technology, media and communication led the two cities. Whether it is active partial stock fund, index fund or graded B fund, funds with technology and growth as their main investment direction have obvious excess returns. A large number of funds have earned more than 60%, and the fund with the highest income has earned 77.5%. In addition, the 1 12 bond fund has achieved a return of more than 6%, which is still very good.
The biggest advantage of funds is that fund managers with professional knowledge trade for you, and professionals have received professional training. Their investment ability and judgment ability are much stronger than ordinary people, and their judgment on the stock market is more accurate, which can also better improve the success rate of operation and the overall rate of return of the fund. In addition, when allocating assets, fund managers will spread risks by investing in a variety of securities. On the one hand, fund products reduce the investment risk faced by each investor by virtue of the advantages of huge capital and numerous investors, on the other hand, they use the complementarity between different investment objects to achieve the purpose of diversifying investment risks.
In addition, fund companies generally have a group of professional macro-economic research experts, who have studied the macro-economy deeply and will have a general judgment on the market trend.
These experts will issue investment opinions according to the development of different industries for the reference and adoption of fund managers throughout the company. Fund managers themselves are professional, and if we learn from these macroeconomic research reports, the success rate will be higher and the rate of return will be easier.
At the same time, as an institutional investor, the fund itself has more buying channels, and with its large investment, the investment cost of fund managers will be lower than that of ordinary investors, which will also be a reason for the high return rate of funds. Therefore, many investors who are not good at their own stock trading or have no time to do investment analysis are willing to invest their money in funds.
Although there are many successful funds in the market, some funds are often in a state of loss. Generally speaking, the risk of equity funds is still relatively high. Investors must be cautious when choosing funds, study the types and characteristics of funds, study the fund management team, and try to choose funds with higher returns.