1. Be sure to look for official website.
This is very important. The premise of buying a fund is to go to Taobao official website to buy it. Be sure to pay attention to the design style of the website. Of course, as shown below, enter Taobao in Baidu's search box and look for official website logo in the results.
2. About the account number of the purchase fund.
Of course, there are many ways to log on to Taobao. Personally, if you register Taobao, and Taobao is associated with Alipay, you can log in with Taobao. Of course, Alipay can also log in. However, it should be noted that the Alipay number must be authenticated in real name, and the ID number is 18 digits.
3. Which fund should I buy?
You will see dozens of fund product names listed on Taobao's financial management page. Which and how much should I buy? Someone mentioned a very good suggestion. It's natural to buy more. Of course, this view is not necessarily correct. My personal suggestion is to learn the knowledge of basic funds, pay attention to the expected annualized expected returns and company dynamics of fund issuers this year, or consult friends with experience in this field before making a decision.
4. consider your actual economic ability.
Anyone who knows how to manage money knows that the expected annualized expected return of the fund is not too high. If you buy a fund of 10000 yuan and earn 400 yuan money one year later, the expected annualized expected return of this fund is already very high! Therefore, you should learn to do what you can to buy funds. At the same time, we must understand that investment is definitely risky.
5. Be adventurous.
No matter how high the expected annualized expected return advertised by the fund issuing company is and how small the risk is, buying a fund is a financial management behavior and an investment behavior, and investment will definitely be risky. Therefore, it is most important to have the necessary risk awareness, always pay attention to the fund dynamics and industry conditions, and advance and retreat.
6. Safe payment
When we buy a fund, some people will buy more money, so we must pay attention when paying. Personally, I suggest operating on my own computer, which should have the necessary anti-virus software. At the same time, when using online banking or fast payment, you must pay attention to check the amount and fund type you have purchased, and pay attention to the website page. Ensure the security of the payment process.
7. Contact the official customer service in time
When you buy a fund on Taobao, if you find that your Alipay account can't be authenticated by real name, or you can't pay it, or the fund is successfully purchased but not displayed, you must remember to contact the official. Of course, if you find that your fund account has changed abnormally, you should also contact the official customer service in time.
Generally speaking, it is safe to buy funds on Taobao, but we should pay more attention to the operation details. I hope everyone can buy more funds on Taobao!
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