More and more people are beginning to realize the importance of fund investment. With a certain awareness of investment and financial management, investors began to consider how to sell funds at the right time to obtain income. However, when investors call the fund sales agency and ask, "When will the fund be sold before 15?" At that time, you will find that different funds may arrive at different times. So, what factors affect the fund's arrival time? Next, I will analyze this problem from three angles.

First of all, the arrival time of funds is closely related to the type of funds. According to the different modes of fund operation, funds can be divided into open-end funds and closed-end funds. Open-end funds can be purchased and redeemed at any time, while closed-end funds have a certain closed period and can only be purchased and redeemed at a certain time. Generally speaking, open-end funds often arrive in short time, and can arrive in 1 to 3 working days after applying for redemption. Closed-end funds need to operate according to a specific closed period, so it takes a long time to arrive, which may take weeks or even months.

Secondly, the time when the funds arrive is related to the processing speed of the fund company. Different fund companies may handle customers' redemption requests at different speeds. Some large fund companies have efficient processing procedures and perfect systems, which can complete the redemption operation in a short time and transfer the funds to the accounts designated by customers. However, due to limited resources, some small fund companies may need longer time to process redemption requests and transfer funds to customer accounts. Therefore, choosing a well-known fund company with a relatively good operating level may get a faster arrival time.

Finally, the arrival time of funds is also affected by bank settlement time and legal holidays. After the fund is redeemed, the funds need to be transferred from the account of the fund sales organization to the investor's own bank account, which involves the bank's settlement process. Generally speaking, the bank's settlement time is from 9 am to 3 pm on weekdays. If the redemption operation is carried out within this time range, the funds will generally arrive within 2 to 3 working days. However, if there are legal holidays, such as Spring Festival and National Day, the settlement time of the bank will be affected and the arrival time may be extended.

To sum up, the arrival time of funds is influenced by many factors, including fund type, processing speed of fund companies, bank settlement time, legal holidays and so on. Investors should take these factors into account before selling the fund, and know the relevant information in advance in order to obtain funds in time. In addition, in order to get faster arrival time, investors can also choose well-known fund companies with better operation level to invest.