annuity insurance is an asset allocation tool. We often say that critical illness insurance is used to "protect people", auto insurance is used to "protect cars" and annuity insurance is used to "protect money".

in fact, it means that you should pay the money in the agreed way first, and then collect the money in the agreed way. The amount and method of collection are all written in the contract, which is in black and white, and it belongs to the new exchange.

With regard to annuity insurance, the senior insurance consultant team has spent several months strongly summarizing these contents, and you have to read → 《 Annuity insurance purchase strategy to share! Stop jumping in these pits!

The original meaning of the word annuity refers to the payment limited to once a year. In fact, many kinds of payments have the same nature as annuities, but the time unit is not limited to one year, so now the meaning of the word annuity has been extended to pay once every fixed time interval.

Participating in the annuity plan is a good investment arrangement, and the financial institutions that provide annuity contracts are generally insurance companies and treasury bills. For example, if you buy endowment insurance, you actually participate in the annuity contract. The final value of annuity includes the sum of the principal deposited in each year and the interest generated by the principal deposited in each year. However, the interest generated by these principal deposits is different because of the different time.

Before purchasing an annuity, you can consult a professional platform, such as Mintebao. Mintebao provides users with the most professional online and offline insurance consultation, personal and family insurance scheme customization, scheme and product terms explanation, pre-underwriting, policy management, claim settlement assistance and other full-process butler services through one-on-one "expert online chat" or "expert face-to-face chat".