1. Counter bank-suitable for conservative investors seeking stability.
If a securities company is a big fund supermarket, then a bank is a small fund supermarket. Major banks will issue all kinds of fund products as agents, and with the advantages of a wide range of retail customers and numerous outlets, they have become a major center for the public to buy funds. Buying a fund in a bank does not enjoy preferential rates and convenient data query services, which is more suitable for conservative investors who pursue stability.
2. Brokerage agency-no trouble in opening an account.
If an investor has a stock account, he can make fund investment through the securities trading account and capital account of a securities company. There are many kinds here, especially large securities companies such as Galaxy, Huaxia and Cathay Pacific, which sell almost all kinds of funds on commission, like a "fund supermarket", and do not need to open a special account.
3. Fund online trading-low rate, convenient and fast.
The online direct selling rate of fund companies is preferential, and most subscription fees can be discounted by 40%, which can operate 24 hours a day and can also be converted into funds.
First of all, you need to bring your ID card to the bank required by the fund company to apply for a bank card. Most fund companies that open online fund transactions will have two payment methods: opening accounts with bank cards of designated banks and opening accounts with bank cards of Industrial Bank. There is no need to pay the transfer fee for using the bank card of the bank designated by the fund company, but there is a certain transfer fee for using the Industrial Bank Card to subscribe for the fund.
After opening a card to open an account, you need to open the transfer business function of the account. Only when this function is enabled can all online funds be transferred. If you used to have a bank card of the relevant bank, you can directly open the transfer business at the counter of the bank (the transfer amount is less than or equal to 5,000 yuan per 2 yuan; 5,000 yuan to 50,000 yuan per 3 yuan; More than 50,000 yuan to 6,543,800 yuan per 5 yuan; More than 654.38+ten thousand yuan per 8 yuan).