There is an insured amount of 3 million yuan, which is used for reimbursement of hospitalization medical expenses for diseases or accidents after 30 days of insurance. After deducting the deductible 1 0,000, the reimbursement ratio is 1 0,000%.

2. Hospitalization for serious illness

100 The insured amount of medical expenses for various serious diseases is as high as 6 million, and the reimbursement ratio is 100%.

Hospitalization medical expenses include general hospitalization, outpatient and emergency medical treatment within 7 days before hospitalization and 30 days after discharge, special outpatient medical treatment, outpatient surgical treatment and special outpatient medical treatment (radiotherapy, organ transplantation anti-rejection, chemotherapy, renal dialysis, outpatient surgery and other treatment expenses).

3, with proton heavy ion protection

The insured amount is 65,438+0,000,000 yuan, 0 is free of compensation, and the reimbursement ratio is 65,438+0,000%.

4. There is also online consultation service.

5, including 100 kinds of drug services for specific diseases.

Insurance refers to the commercial insurance behavior in which the applicant pays the insurance premium to the insurer according to the contract, and the insurer bears the responsibility of paying the insurance premium for the property losses caused by the possible accidents agreed in the contract, or when the insured dies, suffers from disability, illness or reaches the age and time limit agreed in the contract.

From the perspective of economics, insurance is a financial arrangement to share the loss of accidents; From the legal point of view, insurance is a contractual act, a contractual arrangement in which one party agrees to compensate the other party for losses; From a social point of view, insurance is an important part of the social and economic security system and a "subtle stabilizer" for social production and social life; From the perspective of risk management, insurance is a method of risk management.

Commercial insurance can be roughly divided into property insurance, personal insurance, liability insurance, credit insurance, subsidy insurance and marine insurance.

Large categories are classified according to the scope of insurance liability, and small categories are classified according to the type of insurance subject matter.

According to the scope of insurance, it is divided into: personal insurance, property insurance, liability insurance and credit guarantee insurance.

Fire insurance covers the losses caused by fire to the property stored on land in a certain geographical range, such as machinery, buildings, various raw materials or products, household appliances, etc.

Marine insurance is essentially a kind of transportation insurance, and it is the earliest insurance in various insurance businesses. The insurer is liable for the loss of the subject matter insured caused by maritime perils.

Cargo transportation insurance is cargo transportation insurance other than maritime transportation, which mainly covers the loss of goods during inland river, inland river, coastal and air transportation.

Various vehicle insurance mainly covers the losses of various vehicles during driving and parking. It mainly includes automobile insurance, aviation insurance, ship insurance and railway vehicle insurance.

Engineering insurance covers all unexpected losses and personal injuries and property losses of third parties in various engineering processes.