Ruyibao is a wealth management product jointly launched by China Minsheng Bank Direct Bank and fund companies. You can subscribe for a penny. It makes money every day. It is a money fund product, which can be withdrawn in 7*24 hours without handling fee. So is Ruyibao safe? Will you lose money?

Ruyibao is a monetary fund, similar to Yu 'ebao. The investment scope of the money fund is stable products, such as bank deposits, cash and short-term bonds. Good liquidity and low risk. In the financial history of China, there has never been a case that the money fund defaulted on its customers, so the money fund is still very safe.

Now Ruyibao of Minsheng Bank has launched the 13 product:

We can see that the annual yield of this 13 product in the last 7 days is between 2.25 and 3.52. In the case of similar risks, Bian Xiao suggested that choosing a higher rate of return would be more conducive to your asset appreciation.