The risk of loss behind the money fund is extremely low. It has been calculated that if you hold the money fund for more than 7 days, the probability of loss is basically zero.
Technical Risk: As Licaitong connects with Huaxia Fund through WeChat, some technical measures are implemented by Tencent. Now Tencent has given the concept of full payment. For technical reasons, they pay 100%, so there is basically no risk.
To sum up, financial management is good and there is basically no risk, but the income is also the income of the money fund.