Buying a fund that has been issued is a subscription, and the price depends on the market of the day. There is no closure period.
Redemption means selling the fund. Except for the newly issued funds in the closed period, the funds you have purchased can be redeemed at any time, and the money will arrive in the account 0-5 days after the redemption is successful 1.
The conversion is that the same fund company changes from product A to product B.
Withdraw the order and cancel the unfinished transaction order.
The so-called fund "fixed investment" means that investors invest a fixed amount (such as 10 yuan) in the designated open-end fund at a fixed time every month, which is similar to the bank's zero deposit and withdrawal method. Because of the low starting point and simple method, the fund is also called "small investment plan" or "lazy financial management"
The fixed investment of the fund is similar to long-term savings, which can spread the investment cost evenly and reduce the overall risk. It has the function of automatically increasing the price and reducing the price on dips. No matter how the market price changes, it can always get a relatively low average cost. Therefore, regular fixed investment can smooth the peaks and valleys of the fund's net value and eliminate market fluctuations. As long as the selected funds grow as a whole, investors will get relatively average returns without worrying about the timing of entering the market.
It is always an opportunity to invest in stock funds to make a fixed investment, but only if you have the determination to stick to it can you see the effect.