The recent annualized rate of return and income per 10,000 shares of Penghua Value-added Treasure Monetary Fund are both high, and have shown an upward trend since its establishment. However, it should be noted that the fund's income is not fixed, and market fluctuations will have an impact on the fund's income.

Although the income of BOC Lifetime Money Market Fund is not as good as that of Penghua Value-added Money Fund, its risk level is low, and it is managed by well-known financial institutions such as Bank of China, so its capital security is high.