National Smart Health Insurance is a mobile phone application, which provides a series of services such as medical treatment, medicine purchase, payment and personal health for the insured. It is mainly to improve the level and ability of medical insurance services, solve the hot and difficult problems of people's livelihood, promote the innovative development of human resources and social security, and create a safe, intelligent and convenient Internet humanistic and social ecology. Smart medical insurance app is a mobile phone application that provides a series of services for the insured, such as medical treatment, drug purchase, payment and personal health. It is mainly to improve the level and ability of medical insurance services, solve the hot and difficult problems of people's livelihood, promote the innovative development of human resources and social security, and create a safe, intelligent and convenient Internet humanistic and social ecology.

The use of smart medical insurance is mainly divided into two main steps: download and installation and real-name authentication.

1) Step 1: Download and install.

1. Users search for "smart medical insurance" or scan the QR code under WeChat WeChat official account to download and install the application;

2. After entering the registration interface, fill in the name, ID number, mobile phone number and mobile phone verification code, and set the 6- 15 alphanumeric application login password;

3. Check whether the identity information of the insured person is the insured person of medical insurance, and enter the real-name authentication page of the insured person after verification.

2) Step 2: Real-name authentication: Two authentication methods, namely "face brushing" and "financial account", are provided, and the insured can choose either one for real-name authentication.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 24 The state establishes and improves the new rural cooperative medical system. Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.

Article 25 The state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.

Twenty-ninth medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by the social insurance agency, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.