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4,676 online lending institutions closed down

Among the 54 intermediaries announced this time, 53 are in Wuhan, including 18 in Jianghan District, 10 in Wuchang District, 9 in Jiang'an District, and 8 in East Lake High-tech Zone, mainly involving Earthman (Wuhan) Financial Information Services Co., Ltd.

, Star Times Financial Services (Wuhan) Co., Ltd., Wuhan Yingtianxia Financial Services Co., Ltd., Wuhan Huashidai Financial Information Services Co., Ltd., Hubei Mili Online Financial Information Services Co., Ltd., and Hubei Zhima Fortune Finance.

Screenshot of the official website of the Hubei Provincial People's Government on July 19.

The Hubei Provincial Local Financial Supervision and Administration Bureau requires the above-mentioned "zombie" peer-to-peer lending information intermediaries to take the initiative to go to the market supervision and management department to handle cancellation procedures within 15 working days after the expiration of the announcement, and apply to the communications management department to close the website and

Mobile Internet usage.

China Net Hubei combed and found that among the above 54 exposed institutions, many were included in the directory of business abnormalities: On July 11, 2018, Star Times Financial Services (Wuhan) was unable to contact the company through its registration place or business premises.

) Co., Ltd. was listed on the list of abnormal operations by the Jianghan District Market Supervision and Administration Bureau of Wuhan City.

On April 12, 2017, Earthman (Wuhan) Financial Information Services Co., Ltd. was listed on the list of abnormal operations by the Jianghan District Market Supervision and Administration Bureau of Wuhan City because its registration place or business premises could not be contacted.

In July 2017, July 2018, and July 2019, it failed to publish annual reports in accordance with the deadline stipulated in Article 8 of the "Interim Regulations on Enterprise Information Disclosure" for three consecutive years, which once again increased operating risks.

On May 6, 2016, Wuhan Dingdang Palm Financial Technology Services Co., Ltd. was listed on the list of business abnormalities by the Industrial and Commercial Administration Bureau of Wuhan East Lake New Technology Development Zone because its registration place or business premises could not be contacted.

In July 2015, July 2017, July 2018, and July 2019, the annual report was not published in accordance with the time limit specified in Article 8 of the "Interim Regulations on Enterprise Information Disclosure", which once again increased operating risks.

Currently, the business license of Wuhan Dingdang Palm Financial Technology Services Co., Ltd. has been revoked.

In addition, Wuhan Huashidai Financial Information Services Co., Ltd. and many other institutions have been cancelled.

According to the announcement, the deadline for this announcement is July 24.

If you have any objections, you can contact the Hubei Provincial Local Financial Supervision and Administration Bureau at 027-87737072.

(China Net Hubei Liao Jing) Related Q&A: Which department should I contact for complaints about online loans in Wuhan?

If you complain about online loans in Wuhan, you should make a complaint to the financial regulatory department. Related questions and answers: During the Wuhan epidemic, what should we do if our mortgages and online loans are overdue in Wuhan?

Let me express my personal views: (1) If you cannot afford it, first determine a repayment sequence.

The first thing to do is to check your credit report.

If you first repay the loan on the credit reporting platform and then fail to repay the loan, you should stop online lending in a timely manner and do not think about using loans to support loans. This will only make the debt bigger and bigger.

(2) For platforms whose annual interest rate exceeds 36%, you can discuss with the other party. The portion exceeding 36% does not comply with national regulations and is a loan sharking act. You will only repay 36% of the interest and principal.

The interest rates on many platforms plus various service fees can reach annual interest rates of 80% or 90%, which is illegal.

Basically, if the platform still wants to get its principal back, it has a lot of room for maneuver.

(3) Ask for help from home promptly.

You can borrow some money from your family, repay the online loan, and then slowly pay back the money to your family.

Although they are all liabilities, there will be no stain on their credit, and the psychological pressure they endure is also different.