The reasons for the decrease in the amount of medical insurance transferred to personal accounts are as follows: 1. The social security payment base is reduced; 2. Employees retire; 3. Medical insurance policy adjustments.

The benefits of paying for medical insurance are as follows: 1. The premium is low. The annual payment level of Juming Medical Insurance is between 200-400 yuan, and you can enjoy the full-year medical insurance reimbursement; 2. Enjoy medical insurance benefits. In some cities, employees pay for medical insurance.

After reaching 20 years, you can enjoy lifelong medical insurance benefits (the number of years varies in different cities); 3. The threshold is low and there is no age limit. Medical insurance does not have strict insurance requirements whether you are insured with illness or for age groups, and the insurance method is also

It’s very simple. Employee medical insurance is generally paid by the unit, and urban and rural medical insurance can also be paid by township cooperative medical points.

Legal basis: "Social Insurance Law of the People's Republic of China" Article 26 The treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with national regulations.

Article 29 The part of the medical expenses of the insured persons that should be paid by the basic medical insurance fund shall be settled directly between the social insurance agency and the medical institution and pharmaceutical business unit.

The social insurance administrative department and the health administrative department should establish a settlement system for medical expenses in other places to facilitate insured persons to enjoy basic medical insurance benefits.